LOBBI Terms of Service

Effective date: October 11, 2026

Lobbi Social Inc., a Delaware corporation, owns and operates Lobbi.
These Terms are between you and Lobbi Social Inc. ("we", "us", "our", or
"Company") and govern the Lobbi app, lobbi.social, legal.lobbi.social, and
related services (together, "Lobbi" or the "Service"). References to the
Company mean Lobbi Social Inc., not its shareholders in their personal capacity.

Lobbi is a social app for permanent groups ("Lobbis") and small in-person
plans ("Events"). An Event may be standalone or associated with one Lobbi.
Lobbi membership is separate from an Event RSVP. By accepting these Terms
when creating an account, you agree to them and our
Community Guidelines.
If you do not agree, do not create an account or use the Service.
Our Privacy Policy explains our data
practices. Agreement to these Terms is not consent to optional AI processing,
analytics, or device permissions; those choices are presented separately.

1. Who can use LOBBI

Our initial launch is intended for people in the United States and Canada.
We are not yet launching in the European Union. Availability can vary by
territory; this launch scope does not waive any law that otherwise applies.

You must be at least 17 years old, meet any higher minimum age required
by the law where you live, and have legal capacity to agree to these Terms.
If local law requires permission from a parent or legal guardian, obtain it
before using Lobbi. A parent or guardian permitting use must review these
Terms with the young person. These requirements do not waive any protections
that the law gives minors.

Provide accurate account information, including your date of birth. You are
responsible for your account and for keeping your sign-in method secure.
Do not share SMS sign-in codes, let others impersonate you, or transfer your
account. Tell support promptly about suspected unauthorized access or a lost
phone number. You may not use Lobbi if prohibited by applicable law or return
after a ban without our permission. A store age rating is not identity or age
verification and does not change these eligibility requirements.

2. Your content and our intellectual property

You keep ownership of the content you submit, including profile details,
photos, messages, and the content of Lobbis and Events. You grant the Company
a non-exclusive, worldwide, royalty-free license to host, store, reproduce,
format, transmit, and display that content only as needed to provide, secure,
moderate, and maintain the Service in accordance with your settings and our
Privacy Policy. We may give service providers the permissions needed to do
that work for us. This license does not authorize selling your content or
using your private messages in advertising.

The license ends when your content is deleted from our systems, except for
copies retained as described in the Privacy Policy, content you shared that
remains in other members' conversations, and legally required records. A
recipient may save or forward what you share; an invite preview can be seen
by anyone who receives its link and may be cached by messaging services.
Creating or joining a Lobbi does not RSVP anyone to an Event, and attending an
Event does not grant Lobbi membership.

Post only content you have the right to share, with required permissions from
people depicted. You are responsible for your content and instructions,
including content made with AI. Do not violate another person's copyright,
trademark, privacy, or publicity rights.

The Service's software, branding, logos, and original materials belong to
Lobbi Social Inc. or its licensors. Subject to these Terms, you receive a
limited, non-exclusive, non-transferable license to use the Service for its
intended purposes. You receive no ownership of the Service or right to use
our marks to imply endorsement. Rights expressly granted by law and applicable
open-source licenses are unaffected.

3. Zero tolerance for objectionable content and abuse

LOBBI has no tolerance for objectionable content or abusive users.
Prohibited conduct includes harassment, hate speech, threats, child sexual
abuse or exploitation, nonconsensual intimate images (including AI-generated
images), doxxing, spam, scams, and content or gatherings that promote violence,
illegal activity, or danger to others. Our Community Guidelines explain the
rules and the scope of our moderation tools.

We use automated screening of specified profile, Lobbi, and Event content;
in-app reporting and blocking; and human review and enforcement. Screening
can make mistakes. We do not screen every communication or guarantee that
content, people, or Events are safe. We may restrict content or accounts to
address violations, safety risks, legal obligations, or threats to the Service,
subject to applicable law. Account enforcement and appeal options are described
in the Community Guidelines.

For content you cannot report in the app, contact
support@lobbi.social. To request removal of an
intimate image shared without consent, use the
intimate-image removal process.
You do not need an account or a police report to use that process. Do not use
reports or legal notices to harass others or knowingly make false claims.

4. Lobbis, Events, and in-person safety

Lobbi owners and organizers are responsible for the groups they manage.
Event hosts are responsible for accurate details, permission to use a venue,
required permits, lawful age restrictions, accessibility obligations, and any
fees, cancellation terms, or other conditions they offer. Hosting through
Lobbi does not make a host the Company's employee, agent, or representative.

Attendees decide whether to attend. LOBBI does not vet Lobbis, Events,
members, or attendees. Passing the automated screening described in section 3
is not vetting. Meeting people involves risks, including injury, property loss,
and misconduct. Use your judgment, respect consent, arrange safe travel, and
leave if you feel unsafe. Lobbi is not an emergency service; contact local
emergency services if anyone is in immediate danger.

Lobbi-only Events, member rosters, and permanent Lobbi chats are intended only
for authorized members. Do not forward, scrape, or republish private group or
Event information. Leaving an Event changes your RSVP; leaving a Lobbi ends
your membership and access to its member-only surfaces. Nothing in this section
releases the Company from responsibility that applicable law does not allow
it to exclude.

5. Acceptable use

Do not bypass access controls, collect other members' data without permission,
scrape or resell the Service, introduce malware, interfere with its operation,
impersonate people, create accounts or send messages by unauthorized automation,
or evade moderation or another person's privacy choices. Do not reverse
engineer the Service except where applicable law permits it. These restrictions
do not prohibit lawful reporting to regulators or good-faith security research
within permission we expressly grant.

6. Suspension, termination, and deletion

You can stop using Lobbi at any time and delete your account in the app
(Profile → Settings → Account information → Delete account), or contact support
if you cannot access it. Deletion is permanent and is handled as described in
our Privacy Policy; it does not necessarily erase shared messages or records
we must retain for safety or legal reasons.

We may restrict or end access for material or repeated violations, unlawful
use, security or safety risks, or if we discontinue the Service. Where
appropriate and legally permitted, we will explain the action and available
appeal options. Immediate action may be necessary to protect people or comply
with law. You may challenge account enforcement through the Safety Center or
contact support about content removal. Statutory complaint and court rights
remain available. Provisions that by their nature continue after termination,
such as accrued obligations, intellectual-property rights, and lawful liability
limitations, survive only to the extent applicable.

7. AI features and third-party services

Your Agent and matching features use AI. Outputs can be inaccurate, incomplete,
outdated, biased, or similar to outputs given to others. They are suggestions,
not verified facts, professional advice, identity checks, or promises of
compatibility or safety. Check important details, availability, prices, and
rights before relying on or sharing an output. Do not use Lobbi for emergency,
medical, legal, financial, employment, credit, or other consequential decisions.

Review the action and recipients before confirming an Agent action. You remain
responsible for instructions you give and actions you authorize, subject to
our own responsibilities under law. Optional AI features have the disclosures
and controls described in the Privacy Policy; accepting these Terms does not
replace those controls or authorize new uses of your data.

Links, maps, venues, reservation providers, and services operated by others
have their own terms and privacy practices. A listing or suggestion is not an
endorsement. Confirm a reservation or transaction with the relevant provider;
a suggestion in an AI response is not proof that a booking succeeded.

8. Costs and transactions

Lobbi currently charges no fee to use the app. Your carrier may charge for
SMS sign-in messages or mobile data. Requesting a sign-in code authorizes that
transactional message, not marketing messages.

Hosts may disclose an Event cost payable at the door. Our Community Guidelines
prohibit advance transfers to personal payment handles. Lobbi does not process
Event payments, hold money for hosts, or provide escrow or payment protection.
Hosts and third-party providers are responsible for their own prices,
transactions, refunds, and applicable consumer obligations. Nothing here
removes a legal right you have against us or them. If we introduce paid
features, we will present prices and applicable payment terms before charging
you; these Terms alone do not authorize a charge or subscription.

Send copyright complaints to Lobbi Social Inc. at
support@lobbi.social, with the subject
Copyright complaint. Include:

Consider lawful uses, including fair use, before making a complaint. We may
remove or restrict disputed content, notify its uploader, and terminate repeat
infringers in appropriate circumstances. If you believe removal was mistaken,
reply to the notice or email support with the location of the content and your
explanation. We will explain any applicable counter-notice process. Legal
notices or counter-notices may need to be shared with the other party as
required by law; ordinary in-app reports follow the Community Guidelines.
Other intellectual-property or privacy complaints may use the same contact.
The intimate-image process in section 3 is separate and does not require
copyright ownership.

10. Disclaimers and limits of liability

To the extent permitted by applicable law, the Service is provided "as is"
and "as available" without warranties of merchantability, fitness for a
particular purpose, non-infringement, or uninterrupted, accurate, secure, or
error-free operation. We do not guarantee any social outcome, Event,
reservation, or conduct of another user or third party.

To the extent permitted by applicable law, Lobbi Social Inc. and its officers,
directors, employees, and service providers are not liable for indirect,
incidental, special, consequential, exemplary, or punitive damages, or lost
profits, revenue, business opportunities, or data arising from the Service.
Their aggregate liability arising out of these Terms or the Service is limited
to the greater of US $100 or the amount you paid the Company for the Service
in the 12 months before the event giving rise to the claim. These limitations
apply regardless of the legal theory and only to the extent lawful.

These exclusions and limits do not apply to fraud, willful misconduct, gross
negligence, death or personal injury caused by negligence, or any liability,
statutory remedy, warranty, consumer right, or privacy right that cannot
lawfully be excluded or limited. Some jurisdictions give you additional
rights; these Terms do not reduce them. Nothing excuses the Company from
its own non-waivable obligations or requires you to indemnify it for its own
wrongdoing.

11. Disputes and governing law

Contact support to try to resolve a concern. Doing so is optional and does not
delay a legal deadline or prevent an urgent claim, complaint to a regulator,
or use of a court to which you are entitled.

Delaware law governs these Terms, without its conflict-of-law rules, except
where mandatory law requires otherwise. Subject to the following consumer
protections, disputes may be brought in the state or federal courts in
Delaware, and you and the Company consent to those courts' jurisdiction.
If you are a consumer, you retain the mandatory protections of the law where
you live and any right to bring or defend a claim in your local courts.
These Terms do not require arbitration, waive a jury trial, or waive the
right to participate in a class action where available under law.
For Canadian consumers, applicable federal and provincial consumer protections
remain in effect, including Quebec protections where applicable. A Delaware
choice of law does not displace those mandatory protections.

12. Changes and general terms

We may change the Service or these Terms as features, risks, or laws change.
We will update the effective date and give reasonable advance notice of
material changes through the app or another appropriate direct notice, except
where urgent legal or safety reasons require a shorter period. Changes apply
prospectively. We will obtain affirmative acceptance where required by law;
merely posting new terms does not waive your rights or supply consent for new
data processing. If you disagree, you may stop using the Service and delete
your account. Changes do not retroactively change the terms of an existing
dispute.

If a provision is unenforceable, the remaining provisions continue to apply
to the extent permitted by law. Failure to enforce a provision immediately
is not a waiver. You may not transfer your agreement without our consent.
The Company may transfer it in a merger, reorganization, or sale of the
Service, subject to applicable law and without reducing your mandatory rights.
These Terms and the Community Guidelines are the agreement concerning your
use of the Service; specific additional terms require notice and acceptance
where applicable. No term limits a right to report unlawful conduct.

If you obtain the app through Apple's App Store, Apple's applicable standard
end-user license agreement and usage rules govern the app license unless a
separate custom license is presented there. These Terms govern the Lobbi
service and do not replace Apple's applicable license. Lobbi Social Inc.
operates and supports the Service; Apple does not operate Lobbi.

13. Contact

Lobbi Social Inc. · Delaware, United States

support@lobbi.social

Use Support for help and content
removal, or Account data rights
for privacy requests.